Change stage

All opportunities

Find your funding

Opportunities matched to your business profile. Always verify on the official source before applying.

AllNo registration neededYouthWomen-owned35 and olderCo-operativeRevenue-based

Absa Bank

Absa Empowerment Finance

Open

R50 000 to R15 million

Business finance for black-owned SMEs from R50 000 up to R15 million. Purely business-based eligibility - age is not mentioned anywhere in the criteria.

35+Loan

Absa Bank

Absa SME Contract Finance

Open

R50 000 to R3 million

Short-term working capital finance against confirmed contracts or purchase orders. For any South African SME owner 18 or older - no upper age cap.

35+Loan

Department of Small Business Development (DSBD)

BBSDP Cost-Sharing Grant

Open

Up to R1 million (50% cost-share)

The Black Business Supplier Development Programme offers a 50/50 cost-sharing grant to help black-owned businesses improve competitiveness. No age restriction in qualifying criteria.

35+Grant

Industrial Development Corporation (IDC)

IDC Growth Funding

Open

R1 million to R1 billion

Debt, equity, and quasi-equity financing for established businesses looking to expand, diversify, or transform. No age restriction - open to any South African entrepreneur or business owner.

35+Equity

National Empowerment Fund (NEF)

National Empowerment Fund (NEF)

Open

R250 000 to R75 million

Development finance and equity funding for black-owned and black-managed businesses across all sectors. Offers a range of instruments including equity, quasi-equity, loans, and franchising finance. Prioritises businesses that expand black economic participation and create sustainable employment.

Women35+Blended finance

Old Mutual

Old Mutual Masisizane Fund

Open

R50 000 to R10 million

Development finance and commercial loans for Black-owned SMMEs. Targets women, rural, and township entrepreneurs - no upper age cap. The majority of the portfolio is non-youth, confirming over-35 entrepreneurs are primary beneficiaries.

Women35+Loan

Sanlam

Sanlam Enterprise and Supplier Development Programme

Open

R20 000 to R10 million

Funding and business development support for small and medium enterprises supplying goods or services to Sanlam or its partners. Eligibility is purely business-based - no age restriction.

35+Blended finance

Standard Bank

Standard Bank Kasi SME Pitch Challenge 2026

Seasonal

R1 million grand prize

Annual pitch competition for township-based businesses. R1 million grand prize plus mentorship and banking support. Open to any entrepreneur 18 or older - no upper age cap confirmed in official criteria.

35+Grant