Small Enterprise Development Finance Agency (SEDFA)
OpenIsivande Women's Fund
Always verify eligibility and deadlines on the official source before applying.
Funding amount
R30 000 to R2 million
Dedicated loan fund for women-owned SMMEs that cannot access conventional commercial credit. Provides affordable development finance at concessional interest rates, combined with non-financial business development support. Target sectors include manufacturing, retail, agri-processing, services, and township commerce.
Who qualifies
Business must be majority women-owned (51%+ women shareholding). Women must be actively involved in day-to-day management. South African citizen. Businesses in townships, rural areas, and underdeveloped communities are prioritised. Loan is repayable at concessional interest rates with flexible repayment terms.
What to prepare
Have these ready before you apply.
- Certified copy of SA ID
- CIPC registration certificate or co-operative certificate
- Business plan
- Bank statements (3–6 months)
- Financial statements or management accounts
- Proof of women ownership (51%+)
- SARS tax compliance certificate
Always verify eligibility and deadlines on the official source before applying.