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National Empowerment Fund (NEF)

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National Empowerment Fund (NEF)

Funding amount

R250 000 to R75 million

Development finance and equity funding for black-owned and black-managed businesses across all sectors. Offers a range of instruments including equity, quasi-equity, loans, and franchising finance. Prioritises businesses that expand black economic participation and create sustainable employment.

Who qualifies

Business must be majority black-owned (50.1%+). South African registered. Viable business model with repayment ability for debt instruments. Women, rural, and township businesses prioritised. Note: most entrepreneurship and franchise products are capped at R10 million. The R75 million ceiling applies to acquisition finance and strategic projects only.

Documents needed

  • Company registration documents
  • BEE certificate or affidavit
  • Business plan
  • Financial statements or projections
  • ID documents of shareholders
  • Bank statements (6 months)
Women-owned

Always verify eligibility and deadlines on the official source before applying.