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Matched to: Early trading

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Opportunities matched to your business profile. Always verify on the official source before applying.

AllNo registration neededYouthWomen-owned35 and olderCo-operativeRevenue-based

Absa Bank

Absa Empowerment Finance

Open

R50 000 to R15 million

Business finance for black-owned SMEs from R50 000 up to R15 million. Purely business-based eligibility - age is not mentioned anywhere in the criteria.

35+Loan

Absa Bank

Absa SME Contract Finance

Open

R50 000 to R3 million

Short-term working capital finance against confirmed contracts or purchase orders. For any South African SME owner 18 or older - no upper age cap.

35+Loan

Department of Small Business Development (DSBD)

BBSDP Cost-Sharing Grant

Open

Up to R1 million (50% cost-share)

The Black Business Supplier Development Programme offers a 50/50 cost-sharing grant to help black-owned businesses improve competitiveness. No age restriction in qualifying criteria.

35+Grant

Old Mutual

Old Mutual Masisizane Fund

Open

R50 000 to R10 million

Development finance and commercial loans for Black-owned SMMEs. Targets women, rural, and township entrepreneurs - no upper age cap. The majority of the portfolio is non-youth, confirming over-35 entrepreneurs are primary beneficiaries.

Women35+Loan

Standard Bank

Standard Bank Kasi SME Pitch Challenge 2026

Seasonal

R1 million grand prize

Annual pitch competition for township-based businesses. R1 million grand prize plus mentorship and banking support. Open to any entrepreneur 18 or older - no upper age cap confirmed in official criteria.

35+Grant