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Grant up to R2.5 million (blended)

Suits early-stage businesses

Blended finance support for registered co-operative enterprises. The grant portion is capped at R2.5 million for qualifying activities. Priority is given to co-operatives owned by women, youth, and people with disabilities in rural, township, and peri-urban areas.

Amount to be confirmed

Suits early-stage businesses

A dedicated fund for construction-sector MSMEs launched on 12 May 2026 through a partnership between SEDFA, DSBD, CIDB, and the Department of Public Works. Aimed at strengthening small and medium construction businesses.

From R1 million

Suits growing businesses

Debt, equity and blended finance for businesses in agriculture and agro-processing. Covers primary production, processing, storage, and distribution of agricultural commodities. Supports transformation and job creation across the value chain.

R50 000 – R25 million (credit) | Up to R110 million (equity)

Suits growing businesses

IDF Capital (est. 2008) is South Africa's first female-owned and led multi-fund manager, investing in black-owned, high-growth SMEs. They offer a range of funding instruments including invoice discounting (from R50,000), purchase order finance (from R100,000), contract finance, term loans, revolving credit facilities, and equity deals up to R110 million. IDF applies a gender-lens investment strategy — 59% of their portfolio is female-owned. Funding is rolling with no advertised closing date. Applications are reviewed on an ongoing basis.

Up to R5 million

A flagship national programme designed to promote inclusive economic participation among women by providing integrated financial and non-financial support. The programme combines blended finance with business training, mentorship, networking, and supportive spaces for women in business.

R250 000 to R75 million

Suits growing businesses

Development finance and equity funding for black-owned and black-managed businesses across all sectors. Offers a range of instruments including equity, quasi-equity, loans, and franchising finance. Prioritises businesses that expand black economic participation and create sustainable employment.

R20 000 to R10 million

Suits growing businesses

Funding and business development support for small and medium enterprises supplying goods or services to Sanlam or its partners. Eligibility is purely business-based - no age restriction.

R50 000 to R3 million

Suits early-stage businesses

Dedicated blended finance support for small and micro manufacturing enterprises. Covers machinery, equipment, raw materials, and working capital. Specifically targets light manufacturing, agro-processing, clothing and textiles, and township manufacturing businesses. Part of DSBD's 2026/27 expanded SEDFA mandate.

Up to R100 000

Suits early-stage businesses

Financial and non-financial support for South African-owned township and rural community convenience shops, including spaza shops and general dealers. The fund supports stock purchases, infrastructure upgrades, refrigeration, shelving, security systems, POS adoption, training, digital literacy, food safety, and business compliance.

Matched to private investment

Suits growing businesses

Co-investment grant that matches funding from private sector investors such as VCs or angel investors. Designed to de-risk technology commercialisation for investors and help late-stage South African tech ventures scale. TIA matches rand-for-rand up to the programme cap.

Up to R1 million

A programme that supports informal, micro and small enterprises and cooperatives in township and rural economies through blended finance and business development support. It is designed to promote participation in the mainstream economy and improve competitiveness, compliance, and market access.