All opportunities

Funding directory

Verified opportunities updated monthly. Always confirm deadlines and eligibility on the official source before applying.

All types Grants Loans Revenue-based Equity Blended finance

All industries Agriculture and Food Production Automotive and Mechanics Beauty and Personal Care Clothing, Fashion and Textiles Co-operatives Construction and Building Creative and Media Energy and Solar Food and Catering General and Other Manufacturing Spaza and Retail Technology and Digital Services Transport and Logistics

Absa Bank

Absa Empowerment Finance

Open

R50 000 to R15 million

Business finance for black-owned SMEs from R50 000 up to R15 million. Purely business-based eligibility - age is not mentioned anywhere in the criteria.

35+Loan

Absa Bank

Absa SME Contract Finance

Open

R50 000 to R3 million

Short-term working capital finance against confirmed contracts or purchase orders. For any South African SME owner 18 or older - no upper age cap.

35+Loan

Old Mutual

Old Mutual Masisizane Fund

Open

R50 000 to R10 million

Development finance and commercial loans for Black-owned SMMEs. Targets women, rural, and township entrepreneurs - no upper age cap. The majority of the portfolio is non-youth, confirming over-35 entrepreneurs are primary beneficiaries.

Women35+Loan

Small Enterprise Finance Agency (SEFA)

SEFA Direct Lending Programme

Open

R50 000 to R15 million

Development finance loans for small and medium enterprises and co-operatives that cannot access commercial bank credit. Covers working capital, asset finance, and bridging finance. Disbursed directly or through accredited financial intermediaries. Targets survivalist, micro, small, and medium enterprises.

Co-opLoan