Small Enterprise Development Finance Agency (SEDFA)
OpenSEDFA Direct Lending Programme
Always verify eligibility and deadlines on the official source before applying.
Funding amount
R50 000 to R15 million
Development finance loans for small and medium enterprises and co-operatives that cannot access commercial bank credit. Covers working capital, asset finance, and bridging finance. Disbursed directly or through accredited financial intermediaries. Targets survivalist, micro, small, and medium enterprises.
Who qualifies
South African registered business or co-operative. Must not exceed medium enterprise threshold. Viable business with demonstrated ability to repay. Co-operatives, women, youth, and rural businesses prioritised.
What to prepare
Have these ready before you apply.
- Company registration documents or co-operative certificate
- Business plan
- Financial statements or management accounts
- Bank statements (3-6 months)
- ID documents of directors or members
Always verify eligibility and deadlines on the official source before applying.