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R250 000 to R75 million

Suits growing businesses

Development finance and equity funding for black-owned and black-managed businesses across all sectors. Offers a range of instruments including equity, quasi-equity, loans, and franchising finance. Prioritises businesses that expand black economic participation and create sustainable employment.

R1,000 to R200,000 (up to R250,000 for agriculture and technology co-operatives)

Suits pre-revenue businesses

A non-repayable grant programme for South African youth entrepreneurs that provides both financial and non-financial business development support to start or grow businesses. Support may include mentorship, business consultancy, market linkages, business management training, and youth co-operative development support.

R50 000 to R15 million

Development finance loans for small and medium enterprises and co-operatives that cannot access commercial bank credit. Covers working capital, asset finance, and bridging finance. Disbursed directly or through accredited financial intermediaries. Targets survivalist, micro, small, and medium enterprises.

Up to R100 000

Suits early-stage businesses

Financial and non-financial support for South African-owned township and rural community convenience shops, including spaza shops and general dealers. The fund supports stock purchases, infrastructure upgrades, refrigeration, shelving, security systems, POS adoption, training, digital literacy, food safety, and business compliance.

Up to R1 million

A programme that supports informal, micro and small enterprises and cooperatives in township and rural economies through blended finance and business development support. It is designed to promote participation in the mainstream economy and improve competitiveness, compliance, and market access.