Funding directory

Up to R25 million (CIP)

Production and cluster incentive grants for clothing and textile manufacturers. The Production Incentive Programme (PIP) pays out 7.5% of net manufacturing value added. The Cluster Incentive Programme (CIP) offers cost-sharing grants of up to R25 million per qualifying cluster. Aimed at improving global competitiveness of South African manufacturers.

R250 000 to R75 million

Development finance and equity funding for black-owned and black-managed businesses across all sectors. Offers a range of instruments including equity, quasi-equity, loans, and franchising finance. Prioritises businesses that expand black economic participation and create sustainable employment.

R1 000 to R250 000

Non-repayable grant for young South African entrepreneurs. Covers business equipment, tools, stock, and working capital. Complemented by business development support and mentorship. Aimed at youth aged 18 to 35.

Up to R60 000

Non-repayable grant that covers SABS (South African Bureau of Standards) product testing and certification costs for small enterprises. Helps SMMEs meet regulatory and quality standards required to access formal retail and export markets.

Up to R600 000

Non-repayable grant for small enterprises to access new technologies, machinery, and equipment that improve productivity and competitiveness. Administered through the SEDA Technology Programme (STP) in partnership with the DTIC. Covers technology acquisition and technology transfer costs.

R50 000 to R15 million

Development finance loans for small and medium enterprises and co-operatives that cannot access commercial bank credit. Covers working capital, asset finance, and bridging finance. Disbursed directly or through accredited financial intermediaries. Targets survivalist, micro, small, and medium enterprises.

R1 million grand prize

Annual pitch competition for township-based businesses. R1 million grand prize plus mentorship and banking support. Open to any entrepreneur 18 or older - no upper age cap confirmed in official criteria.

Up to R5 million

Non-repayable grant covering 50% to 85% of qualifying innovation development costs for South African manufacturers and technology businesses. The PPD (Product Process Development) scheme covers up to R2 million. The Matching scheme covers up to R5 million. Targets pre-commercialisation product and process development.

Amount varies by programme

Support for small businesses in township and rural areas operating in specific sectors including bakeries, butcheries, spaza shops, beauty and personal care, clothing, autobody repair, and cooked food businesses.

Up to R1 million

A suite of dedicated grant and loan packages for township and rural micro-enterprises across seven sub-sectors: small-scale bakeries, butcheries, tshisanyama and cooked food, spaza shops, beauty and personal care, clothing, and autobody repairers. Each sub-programme provides tailored equipment, working capital, and business support.

R1 million to R30 million

IDC has earmarked approximately R9 billion to invest in women-led businesses. The fund supports women entrepreneurs across sectors with concessional finance, equity, and blended funding instruments.