Funding for established businesses

Amount determined per milestone phase

A milestone-based grant programme for young South African entrepreneurs, launched 26 June 2026. AYEF provides phased, non-repayable grant funding — no repayment, no equity taken. Open to entrepreneurs from idea stage and informal traders through to established small businesses. Funded through a partnership between Absa and the Tshiamo Foundation.

Up to R5 million

A flagship national programme designed to promote inclusive economic participation among women by providing integrated financial and non-financial support. The programme combines blended finance with business training, mentorship, networking, and supportive spaces for women in business.

R30 000 to R2 million

Dedicated loan fund for women-owned SMMEs that cannot access conventional commercial credit. Provides affordable development finance at concessional interest rates, combined with non-financial business development support. Target sectors include manufacturing, retail, agri-processing, services, and township commerce.

Amount varies by project scope

Suits established businesses

Annual discretionary grant funding for skills development, learnerships, apprenticeships, and workplace-based learning in manufacturing, engineering, and related sectors. Funding windows open annually.

R50 000 to R15 million

Development finance loans for small and medium enterprises and co-operatives that cannot access commercial bank credit. Covers working capital, asset finance, and bridging finance. Disbursed directly or through accredited financial intermediaries. Targets survivalist, micro, small, and medium enterprises.

Up to R1 million

A programme that supports informal, micro and small enterprises and cooperatives in township and rural economies through blended finance and business development support. It is designed to promote participation in the mainstream economy and improve competitiveness, compliance, and market access.