Funding directory

Find the right funding faster

3 opportunities listed. Confirm deadlines and eligibility on the official source before applying.

Funding type

All typesGrantsLoansBased on your salesEquityGrant + loan combo

Part grant, part loan

Industry

All industriesSpaza and Retail
Grant + loan combo, Spaza and Retail (3 opportunities)Clear all
Open

National Empowerment Fund (NEF)

National Empowerment Fund (NEF)

R250 000 to R75 million

Suits growing businesses

Development finance and equity funding for black-owned and black-managed businesses across all sectors. Offers a range of instruments including equity, quasi-equity, loans, and franchising finance. Prioritises businesses that expand black economic participation and create sustainable employment.

Informal eligible
Open

Department of Trade, Industry and Competition (dtic) / Department of Small Business Development (DSBD) / Sedfa

Spaza Shop Support Fund

Up to R100 000

Suits early-stage businesses

Financial and non-financial support for South African-owned township and rural community convenience shops, including spaza shops and general dealers. The fund supports stock purchases, infrastructure upgrades, refrigeration, shelving, security systems, POS adoption, training, digital literacy, food safety, and business compliance.

Informal eligible
Open

Small Enterprise Development and Finance Agency (SEDFA)

Township and Rural Entrepreneurship Programme (TREP)

Up to R1 million

A programme that supports informal, micro and small enterprises and cooperatives in township and rural economies through blended finance and business development support. It is designed to promote participation in the mainstream economy and improve competitiveness, compliance, and market access.

Co-op