Change stage

Matched to: Growing

Funding matched to your growth stage

4 opportunities found. These programmes are suitable for businesses between R500k and R5m in annual turnover. Some require audited financials or a business plan. Use the filters to focus on what fits.

Filter by eligibility or funding structure.

AllNo registration neededYouthWomen-owned35 and olderCo-operativeBased on your sales
Rolling intake

IDF Capital

IDF Capital SME Funding

R50 000 – R25 million (credit) | Up to R110 million (equity)

Suits growing businesses

IDF Capital (est. 2008) is South Africa's first female-owned and led multi-fund manager, investing in black-owned, high-growth SMEs. They offer a range of funding instruments including invoice discounting (from R50,000), purchase order finance (from R100,000), contract finance, term loans, revolving credit facilities, and equity deals up to R110 million. IDF applies a gender-lens investment strategy — 59% of their portfolio is female-owned. Funding is rolling with no advertised closing date. Applications are reviewed on an ongoing basis.

Women
Open

Small Enterprise Development and Finance Agency (SEDFA)

Imbali For Her

Up to R5 million

A flagship national programme designed to promote inclusive economic participation among women by providing integrated financial and non-financial support. The programme combines blended finance with business training, mentorship, networking, and supportive spaces for women in business.

Women
Open

Small Enterprise Development Finance Agency (SEDFA)

Isivande Women's Fund

R30 000 to R2 million

Dedicated loan fund for women-owned SMMEs that cannot access conventional commercial credit. Provides affordable development finance at concessional interest rates, combined with non-financial business development support. Target sectors include manufacturing, retail, agri-processing, services, and township commerce.

Women
Open

National Empowerment Fund (NEF)

National Empowerment Fund (NEF)

R250 000 to R75 million

Suits growing businesses

Development finance and equity funding for black-owned and black-managed businesses across all sectors. Offers a range of instruments including equity, quasi-equity, loans, and franchising finance. Prioritises businesses that expand black economic participation and create sustainable employment.

Informal eligible