Find the right funding faster

R20 000 to R10 million (per facility)

Suits early-stage businesses

South African fintech offering invoice finance and revolving credit facilities for businesses waiting on outstanding invoices. Bridgement advances up to 90% of the face value of unpaid B2B invoices from creditworthy clients, enabling businesses to maintain cash flow without waiting 30–90 days for payment.

Up to R5 000 000

Suits early-stage businesses

Revenue-based advance for retail, hospitality, and service businesses. Retail Capital uses your card processing and bank statement data to advance working capital. No collateral, no business plan, no lengthy approval process.

Up to R5 000 000

Suits early-stage businesses

Working capital advance based on your business bank account turnover. Lula connects to your bank account, assesses 3–6 months of transaction history, and advances funds within 24 hours. Repayment is a fixed daily debit - no interest rate, a single factor fee.

Amount based on turnover and credit profile

Suits early-stage businesses

A merchant cash advance for South African SMEs that provides a lump sum of working capital in exchange for repayment through a percentage of future business turnover. It is designed for established businesses needing fast, flexible funding for stock, equipment, expansion, marketing, or short-term cash flow support.

Amount depends on merchant profile and approval

Suits early-stage businesses

A business funding product offered through Peach Payments that allows merchants to apply online for fast funding with flexible terms. The product is presented as business funding powered by Peach Payments and Lulalend, with transparent costs and no early repayment penalties.

R3 000 – up to avg. monthly turnover

Suits early-stage businesses

Revenue advance for businesses that process payments through Yoco. Yoco analyses your card turnover history and offers an advance repaid automatically as a percentage of daily sales - no fixed monthly instalment.