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New Yoco merchants: waitlist applies

Yoco Capital is only available to existing Yoco merchants. New business sign-ups are currently subject to a waitlist before online transaction processing is approved. Once approved and actively trading, you will also need to process card payments through Yoco for at least 6 months before a Capital offer becomes available.

Learn more on yoco.com

Yoco

Rolling intake

Yoco Capital

Apply on official site

This programme accepts applications on a rolling basis. No fixed closing date.

Funding amount

R3 000 – up to avg. monthly turnover

Revenue advance for businesses that process payments through Yoco. Yoco analyses your card turnover history and offers an advance repaid automatically as a percentage of daily sales - no fixed monthly instalment.

Who qualifies

Must be an active Yoco merchant for at least 6 months. Must have processed a minimum of 18 card transactions in the last 90 days. Average monthly Yoco turnover must exceed R3,000/month. Advance amount ranges from R3,000 up to your average monthly turnover. No collateral or paperwork required — the offer appears automatically in the Yoco App once you qualify. New sign-ups are subject to a waitlist before online payment processing is approved.

Informal eligible

Always verify eligibility and deadlines on the official source before applying.