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Merchant Capital

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Merchant Capital Business Advance

Funding amount

Up to R5 000 000

Cash advance for businesses with a card machine or POS terminal. Merchant Capital advances a lump sum repaid as a small fixed percentage of every card transaction - you pay back more when trading is good, less when it is slow.

Who qualifies

Must have a card machine or POS terminal with at least 6 months of processing history. Minimum average monthly card turnover of R30 000. Hospitality, retail, and service businesses are the primary target market.

Always verify eligibility and deadlines on the official source before applying.