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R50 000 to R15 million

Suits early-stage businesses

Business finance for black-owned SMEs from R50 000 up to R15 million. Purely business-based eligibility - age is not mentioned anywhere in the criteria.

R50 000 to R3 million

Suits early-stage businesses

Short-term working capital finance against confirmed contracts or purchase orders. For any South African SME owner 18 or older - no upper age cap.

R10 000 to R5 million

Suits early-stage businesses

Unsecured and secured business loans for SMEs, accessible through the FNB App or FNB Online Banking via the Nav»» Business platform. Loan offers are pre-assessed based on FNB account behaviour, making the application process fast — often with same-day approval for qualifying customers. Also includes FNB Business Overdraft and Invoice Finance products.

R30 000 to R2 million

Dedicated loan fund for women-owned SMMEs that cannot access conventional commercial credit. Provides affordable development finance at concessional interest rates, combined with non-financial business development support. Target sectors include manufacturing, retail, agri-processing, services, and township commerce.

R50 000 to R10 million

Suits early-stage businesses

Commercial loans and overdraft facilities for small and medium businesses, with a dedicated Business Hub channel offering faster approvals and a relationship banker assigned to each client. Includes unsecured business loans, invoice discounting, and asset finance. Nedbank's Unlocked.Me programme specifically targets youth entrepreneurs aged 18–35.

R50 000 to R10 million

Suits early-stage businesses

Development finance and commercial loans for Black-owned SMMEs. Targets women, rural, and township entrepreneurs - no upper age cap. The majority of the portfolio is non-youth, confirming over-35 entrepreneurs are primary beneficiaries.

R50 000 to R15 million

Development finance loans for small and medium enterprises and co-operatives that cannot access commercial bank credit. Covers working capital, asset finance, and bridging finance. Disbursed directly or through accredited financial intermediaries. Targets survivalist, micro, small, and medium enterprises.