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AllNo registration neededYouthWomen-owned35 and olderCo-operativeRevenue-based

Small Enterprise Finance Agency (SEFA)

SEFA Direct Lending Programme

Open

R50 000 to R15 million

Development finance loans for small and medium enterprises and co-operatives that cannot access commercial bank credit. Covers working capital, asset finance, and bridging finance. Disbursed directly or through accredited financial intermediaries. Targets survivalist, micro, small, and medium enterprises.

Co-opLoan